Informal Work Out

Restructuring Services

Strategic Debt Restructuring & Flexible Financial Solutions

We provide tailored informal work out solutions to help businesses navigate financial distress without resorting to formal insolvency. Our team collaborates with creditors and stakeholders to renegotiate payment terms and restructure debts, creating a path to stabilise operations, preserve value, and support long-term viability.

Our informal work out services involve analysing a business’s financial position and proposing practical, flexible solutions. We work closely with management and stakeholders to identify options that maintain operations while securing creditor cooperation and enabling a sustainable recovery.

Free Live Webinar

How to Shield Your Business & Clients when the ATO comes knocking

What you will learn:

Who Should Attend:

Business owners concerned about ATO debt, accountants supporting SMEs, and directors wanting to understand personal risk.

Andrew Schwarz

Host & Founder

Liquidator and Forensic Accountant with over 30 years of experience guiding business owners and their advisors through financial crises.

“Our mission is to give business owners their freedom back through clear advice and unwavering support.”

Success Stories

Case Studies

22 July 2026

In complex disputes, the value of a legal claim can be difficult to explain, quantify or rely upon for commercial

22 July 2026

When a severe storm caused the roof to collapse at a well known hospitality venue in February 2026, the business

10 June 2026

Background Recently AS Advisory was bought in to assist an operator of a financial services business with a group restructure.

Knowledge Base

Latest Insights

18 August 2026

If you’re reading this at 11pm with a stack of unpaid invoices and a director penalty notice sitting in your

18 August 2026

A strong supplier relationship can be one of your biggest business assets. But when cash flow becomes tight, it can

4 August 2026

Getting a restructuring plan accepted by creditors is a genuine achievement. For many Melbourne directors, completing a small business restructuring