Informal Work Out

Restructuring Services

Strategic Debt Restructuring & Flexible Financial Solutions

We provide tailored informal work out solutions to help businesses navigate financial distress without resorting to formal insolvency. Our team collaborates with creditors and stakeholders to renegotiate payment terms and restructure debts, creating a path to stabilise operations, preserve value, and support long-term viability.

Our informal work out services involve analysing a business’s financial position and proposing practical, flexible solutions. We work closely with management and stakeholders to identify options that maintain operations while securing creditor cooperation and enabling a sustainable recovery.

Free Live Webinar

How to Shield Your Business & Clients when the ATO comes knocking

What you will learn:

Who Should Attend:

Business owners concerned about ATO debt, accountants supporting SMEs, and directors wanting to understand personal risk.

Andrew Schwarz

Host & Founder

Liquidator and Forensic Accountant with over 30 years of experience guiding business owners and their advisors through financial crises.

“Our mission is to give business owners their freedom back through clear advice and unwavering support.”

Success Stories

Case Studies

10 June 2026

Background Recently AS Advisory was bought in to assist an operator of a financial services business with a group restructure.

29 May 2026

Background A specialist marine services business had experienced rapid growth, followed by a downturn in trading conditions and pressure on

31 March 2026

This was an excellent example of the many years of experience and expertise in our corporate advisory team. To handle

Knowledge Base

Latest Insights

9 July 2026

If you are a director carrying tax debt and looking for a way through, the small business restructuring process can

2 July 2026

When your business is carrying unsustainable debt, you face a decision that matters more than most. Do you manage creditors

2 July 2026

The ATO is no longer sending gentle reminders. Across Australia, the ATO small business restructuring crackdown is real, it is