Informal Work Out

Restructuring Services

Strategic Debt Restructuring & Flexible Financial Solutions

We provide tailored informal work out solutions to help businesses navigate financial distress without resorting to formal insolvency. Our team collaborates with creditors and stakeholders to renegotiate payment terms and restructure debts, creating a path to stabilise operations, preserve value, and support long-term viability.

Our informal work out services involve analysing a business’s financial position and proposing practical, flexible solutions. We work closely with management and stakeholders to identify options that maintain operations while securing creditor cooperation and enabling a sustainable recovery.

Free Live Webinar

How to Shield Your Business & Clients when the ATO comes knocking

What you will learn:

Who Should Attend:

Business owners concerned about ATO debt, accountants supporting SMEs, and directors wanting to understand personal risk.

Andrew Schwarz

Host & Founder

Liquidator and Forensic Accountant with over 30 years of experience guiding business owners and their advisors through financial crises.

“Our mission is to give business owners their freedom back through clear advice and unwavering support.”

Success Stories

Case Studies

23 September 2026

The Challenge The owners of a long-established wholesale art and framing business were preparing to exit after more than 40

23 September 2026

The Challenge The owners of an established gym and fitness business in regional Victoria were considering a future sale. The

22 July 2026

In complex disputes, the value of a legal claim can be difficult to explain, quantify or rely upon for commercial

Knowledge Base

Latest Insights

20 October 2026

What happens when a cash flow problem is only one part of what’s happening across a business? For one business

12 October 2026

The letter from the ATO. The supplier who is now threatening court. The payroll run you are not certain you

5 October 2026

The envelope looks ordinary. Inside is a document giving your company 21 days to pay a debt or face being