Services
AS Advisory solves SME challenges with tailored, efficient, real-time solutions.
AS Advisory is dedicated to providing efficient and cost-effective real-time solutions to business owners and operators within the Small and Medium Enterprise sector. We understand the challenges that businesses face, and we work closely with our clients to relieve them of the burden of dealing with specific problems that impact their operations.
Our team of experienced professionals specialises in solving complex business problems and optimising operational performance. We have a proven track record of delivering results and helping our clients achieve their vision for their business.
Whether you’re looking to improve your bottom line, streamline your processes, or develop a growth strategy, AS Advisory can help. We take a collaborative approach to problem-solving, working closely with our clients to understand their unique needs and develop tailored solutions that meet their objectives.
Restructuring
Guiding business through financial challenges and assisting owners and stakeholders with recovering value when everything seems lost
- Informal workouts and turnarounds
- Formal Insolvency
- Business viability reviews
- Debtor and Creditor Advisory
- Business and Asset divestment
- Safe Harbour
- Risk Management
Forensic
Quantifying the position through high quality, timely and cost effective investigation and advice.
- Quantification of Loss
- Fraud Investigation
- Dispute Resolution
- Asset tracing
- Business valuation
- Expert testimony
- Employee misconduct
Advisory
Enhancing business value by providing strategic direction and optimising operational performance, leading to stronger profits and Improved cash flow.
- Business Planning
- Cashflow Modelling
- Cost Analysis
- Profit Improvement
- Interim Management
- Finance (debt/equity)
- Sale of Business
Programs
Structured mentoring and business development programs designed to improve business owners skills and assist them to bulid profitable and restilent businesses.
- Online Training
- Business Mentoring
- Guides and tool kits
- Sale of Biz Ready
- Program
Insolvency Practitioner
An insolvency practitioner is a registered professional authorised to provide independent advice and administer formal insolvency processes under Australian law.
- Solvency Assessment
- Director Duties
- Insolvency Advice
- Admin/Liquidator Role
- Stakeholder Communication
- Legal Compliance
Corporate Insolvency
Clear, independent guidance to help company directors address insolvency risks, meet their obligations, and determine the right path forward.
- Solvency Assessment
- Director Guidance
- Options Analysis
- Next Steps Guidance
- Process Oversight
Liquidation
Clear, professional guidance to help directors wind up a company properly, meet their legal obligations, and bring matters to a close with certainty.
- Company Insolvency
- Creditor Pressure
- Director Risk
- No Restructuring
- Obligations Finalisation
Creditors Voluntary Liquidation
Clear, professional guidance for directors choosing to place an insolvent company into liquidation in a controlled and compliant manner.
- Unpayable Debts
- Rising Creditor Pressure
- Cash Flow Issues
- Director Risk
- No Restructuring Option
Members Voluntary Liquidation
Clear, structured guidance for directors and shareholders seeking to close a solvent company in a compliant and orderly manner.
- Trading Ceased
- Structured Exit
- Company Winding
- Asset Distribution
Voluntary Administration
Clear, independent guidance to help directors stabilise their business, protect it from creditor action, and assess whether the company can be restructured or should be wound up.
- Creditor Action
- Severe Cash Flow
- Director Protection
- Restructuring Assessment
- Continuity Uncertainty
Small Business Restructuring
Clear, structured guidance for eligible small businesses looking to compromise debts, continue trading, and improve long-term viability.
- Financial Distress
- Cash Flow Pressure
- Continue Trading
- Creditor Pressure
- Structured Compromise
Our Approach
Insights
How Weak Governance Quietly Increases Insolvency Risk
Most insolvency risk doesn’t arrive suddenly. Instead, it builds quietly.
Weak governance is rarely obvious at first.
The business keeps trading. Revenue holds. The numbers look “okay”.
But behind the scenes, controls loosen, compliance slips, costs creep and small issues compound.
Q4 2025 reviews tell you what happened. How would it drive your January 2026 business decision?
Your Q4 review told you what happened.
January decides whether it repeats.
Many business owners return from the break with momentum – and a quiet sense that something in the numbers still doesn’t quite add up.
That’s normal.
What matters is whether Q4 insights get translated into action before the year accelerates.
We see the same pattern every year.
Cash tightens. Margins slip. Decisions start feeling urgent – not because the business is failing, but because financial clarity was deferred.
This blog breaks down:
– why January matters more than most realise
– a common post-Q4 cash and margin pattern we see in SMEs
– three practical questions to help you reset financial control early
If your Q4 review raised questions you haven’t yet turned into action, this is worth a read.
👉 Read the full blog below
2025 Review: SME Pressures and How to Prepare for 2026
As 2025 draws to a close, one thing has been consistent across almost every business we’ve supported: pressure has been building, and it has become harder for SMEs to confidently navigate daily operations. Not only did these themes affect one sector or one size of...
Webinar: How to Shield Your Business & Clients when the ATO comes knocking
What you will learn:
- What triggers ATO action and how to spot the early warning signs
- The step-by-step ATO escalation process (from letters to legal action)
- Director penalty notices and personal liability what they really mean
- Strategies that work: real-world case studies and what could have been done earlier
- What to do now if you or your clients are already under pressure
Who Should Attend:
About The Host:
Andrew Schwarz, Founder of AS Advisory, is a Liquidator and Forensic Accountant with over 30 years of experience guiding business owners and their advisors through financial crises. His calm, outcome-focused approach is built on integrity, real-world expertise, and a deep passion for helping people turn setbacks into comebacks.
“Our mission is to give business owners their freedom back through clear advice, structured strategies, and unwavering support.” — Andrew Schwarz