Insights

A collection of news and insights from the team at AS Advisory

Director Penalty Notices Explained: How Company Debt Can Become Personal

Director Penalty Notices Explained: How Company Debt Can Become Personal

One of the toughest conversations I have with business owners is around Director Penalty Notices (DPNs). Most directors don’t realise that company debt can end up on their own shoulders until a letter from the ATO lands in their inbox. If you’re a director, it’s worth...

Understanding and Using KPIs to Drive Better Business Decisions

Understanding and Using KPIs to Drive Better Business Decisions

In today’s fast-moving business world, it’s easy to get swamped by data, but not all numbers are created equal. The real power comes from knowing which numbers matter most, tracking them regularly, and using the insights to make better decisions. That’s why Key...

When Cash Stops, What’s Next?

When Cash Stops, What’s Next?

I’ve been doing this work for a long time now, over three decades. And if there’s one thing I’ve learnt, it’s that no business is bulletproof. Even the best-run companies, with all the right numbers and people in place, can get hit hard when something completely out...

Australian Brewery Industry Update

Australian Brewery Industry Update

Australia’s craft beer industry has experienced meteoric growth over the last decade, with the number of boutiques sky-rocketing from around 200 in 2013 to over 600 by 2020.

Preparing for SBR in 2024

Preparing for SBR in 2024

Introduced in 2021, SBRs allow directors to negotiate debt compromises with creditors under a structured framework.

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Webinar: How to Shield Your Business & Clients when the ATO comes knocking

What you will learn:

  • What triggers ATO action and how to spot the early warning signs
  • The step-by-step ATO escalation process (from letters to legal action)
  • Director penalty notices and personal liability what they really mean
  • Strategies that work: real-world case studies and what could have been done earlier
  • What to do now if you or your clients are already under pressure

Who Should Attend:

  • Business owners concerned about ATO debt or enforcement
  • Accountants and advisors supporting SMEs under stress
  • Directors wanting to understand their personal risk
  • Anyone seeking to avoid irreversible consequences from inaction

About The Host:

Andrew Schwarz, Founder of AS Advisory, is a Liquidator and Forensic Accountant with over 30 years of experience guiding business owners and their advisors through financial crises. His calm, outcome-focused approach is built on integrity, real-world expertise, and a deep passion for helping people turn setbacks into comebacks.

“Our mission is to give business owners their freedom back through clear advice, structured strategies, and unwavering support.” — Andrew Schwarz

Testimonials

"Andrew is a well regarded Insolvency Practitioner with excellent commercial and forensic skills. Andrew regularly delivers excellent outcomes from distressed and challenging engagements."

Tom Lesnikowski

"Andrew Schwarz is a very thorough and detailed professional who i would gladly recommend to any new client."

Sam Frantzeskos

"Many thanks for all of Andrew and your's work on this matter and your collaboration with us."

Chelsea Troutman

"You have been excellent, responsive and very kind!"

Patrick Aouad

"Thank you Ben and Jacob for your work and advice to achieve our small business restructure. It is greatly appreciated."

James Gregson

"Professionally and personally the Small Business Restructuring process couldn’t have been better managed by you both and through what is a difficult time I’ve felt supported and well informed."

Maz Salt