Pearly

Director Penalty Notices Explained: How Company Debt Can Become Personal

Director Penalty Notices Explained: How Company Debt Can Become Personal

One of the toughest conversations I have with business owners is around Director Penalty Notices (DPNs). Most directors don’t realise that company debt can end up on their own shoulders until a letter from the ATO lands in their inbox. If you’re a director, it’s worth...

Understanding and Using KPIs to Drive Better Business Decisions

Understanding and Using KPIs to Drive Better Business Decisions

In today’s fast-moving business world, it’s easy to get swamped by data, but not all numbers are created equal. The real power comes from knowing which numbers matter most, tracking them regularly, and using the insights to make better decisions. That’s why Key...

When Cash Stops, What’s Next?

When Cash Stops, What’s Next?

I’ve been doing this work for a long time now, over three decades. And if there’s one thing I’ve learnt, it’s that no business is bulletproof. Even the best-run companies, with all the right numbers and people in place, can get hit hard when something completely out...