Could Your Supplier Relationships Be Hiding a Bigger Cash Flow Risk?
A strong supplier relationship can be one of your biggest business assets. But when cash flow becomes tight, it can also quietly become a growing risk.
In this blog, we share how these situations develop, what they reveal about underlying cash flow challenges, and why addressing the cause early can create more options.
After SBR: Staying Compliant & Avoiding Repeat Distress
Getting a restructuring plan accepted by creditors is a genuine achievement. For many Melbourne directors, completing a small business restructuring feels like the end of the pressure, the missed payments, the ATO letters and the sleepless nights over cash flow. In reality, it is the start of a new phase. What you do in the […]
How to Tell When Your Business May Need Outside Advice
Established businesses rarely reach a point of financial pressure because of one bad decision. From what we’ve seen, it’s usually something that develops gradually. Margins begin to tighten. Cash flow takes more effort to manage than it used to. Reporting arrives later than it should. Costs continue to rise while profitability stays flat. Another finance […]
SBR vs Business Liquidation: A Director’s Decision Guide
You are behind on the ATO. Suppliers are calling. And a question you have been avoiding keeps surfacing: is it time to restructure, or is this heading toward business liquidation? That decision is rarely simple, and the wrong move can expose you personally. For Melbourne directors under creditor pressure, the gap between early advice and […]
Payday Super: What Established Small Business Owners Need to Prepare For
For many established small business owners, Payday Super won’t create a cash flow problem. It’ll expose one that’s already there. From 1 July 2026, employers will be required to pay superannuation at the same time as wages. Super contributions will generally need to reach an employee’s super fund within seven business days of payday, replacing […]
AS Advisory Named Advisory Firm of the Year
AS Advisory has been named Advisory Firm of the Year at the 2026 Australian Accounting Awards – a milestone that reflects the trust our clients, referral partners and business owners place in us every day. But what matters most isn’t the recognition; it’s the impact we have helping business owners overcome challenges, build resilient and profitable businesses, and prevent avoidable failure. Here’s a look at how our team supports clients across Business Advisory, Restructuring & Turnaround, and Forensic Accounting — and what’s ahead.
6 Common Tax Strategies in an Evolving Tax Environment
Tax may not be the most gripping subject for business owners… but it is under the microscope as governments consider tax hikes, tax reforms and stimulus packages. There is uncertainty… and in this video, we describe six common tax strategies which apply to most businesses in most jurisdictions.
Business Valuation Explained: What SME Owners Should Really Be Looking At
For most business owners, valuation is only thought about when someone asks the question. Whether it’s when a buyer approaches them. Or a lender requests financial information Or a creditor wants clarity about the position of the business. At that point, the business is assessed based on its current structure, margins and risk profile, and […]
7 Best Practice in Digital Transformation of a Business
The ‘digital revolution’ is not exactly new… but we still see businesses battling with basic things. Financial reporting is an example… where leaders may need multiple reports from different systems to see their bank balance, accounts receivable, invoicing status, payroll, sales performance, timesheets, and so on. Not surprisingly, businesses continue to invest in digital, data, and analytics to improve […]
10 Actions to Eliminate Bad Debt
Businesses work hard to sell products to customers… so it’s very disappointing when customers default on payments, resulting in Bad Debt. In this video, we explore 10 ways to avoid Bad Debt, most of which are easy to implement.